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Need-Based Financial Aid
Free Tuition Opportunity - Soka Opportunity Scholarship
In an effort to promote greater diversity and access to higher education for domestic and international students, all admitted students to the BA in Liberal Arts program whose annual earned family income is $60,000 or less, and who have neither graduated from college nor completed more than 3/4 of their required coursework towards their first undergraduate degree (e.g., BA/BS) at the time of application to SUA, will receive free tuition (room and board fees will still apply). Students eligible for this scholarship must apply for financial aid, by March 2nd each year, to receive this benefit.
Students who receive any combination of Pell, SEOG, Cal Grant A and Soka Opportunity Scholarship funds will see a reduction in the actual Soka Opportunity Scholarship award by the amount(s) awarded through Pell, SEOG and Cal Grant A. SUA's policy is to apply these funds, towards tuition charges before awarding the Soka Opportunity Scholarship. The end result is that the tuition will be fully covered by the combination of these funds.
Domestic Need-Based Aid:
Soka Grant - Soka Grants up to $10,000 annually will be provided to those domestic students with demonstrated need as determined by the U.S. Department of Education by use of the Free Application for Federal Student Aid (FAFSA), subject to the student's continued Satisfactory Academic Progress of a cumulative GPA of 3.0, or better.
Federal Pell Grant - This program is a federally funded program. To be eligible, an applicant must be an undergraduate student and demonstrate financial need. 2010-11 grants range from $555-$5,550 per academic year.
Federal Supplemental Educational Opportunity Grant (FSEOG) - This program is funded by a combination of federal and institutional funds. To be eligible an applicant must be an undergraduate student, receiving Federal Pell Grant and have demonstrated financial need. Grants are limited and range from $250-$1,000 per academic year.
Academic Competitiveness Grant (ACG) - This program provides additional grants, up to $750 for the freshmen year and up to $1,300 for the sophomore year, for full-time Federal Pell Grant eligible undergraduate students who have pursued a "rigorous academic curriculum" in high school and who continue to maintain at least a 3.30 GPA per academic year while attending SUA.
Cal Grant (A & B) - These programs are funded by the state of California and are administered by the California Student Aid Commission (CSAC). To be eligible a student must be a financial aid applicant, a California resident and a U.S. citizen or eligible non-citizen. The application deadline is March 2nd of each year. Maximum awards for a student enrolled at SUA are: Cal Grant A $9,708 and Cal Grant B $1,551.
Federal Work Study - This program is funded by a combination of federal and institutional funds. To be eligible an applicant must have demonstrated need. This program allows a student to earn money towards his/her tuition while attending SUA and working on campus. Awards are limited and vary depending on need.
Direct Stafford Loans - Subsidized Stafford loans are based on financial need, and interest accrued while the student is in school is paid by the federal government. Unsubsidized Stafford loans are available to some students and are not based on need. However, for the Unsubsidized Stafford loans there is no interest subsidy. Undergraduate students may borrow up to an annual maximum of $3,500 for freshmen, $4,500 for sophomores and $5,500 for juniors and seniors, up to an aggregate limit of $23,000. Independent undergraduate and some dependent undergraduate students may qualify for Unsubsidized Stafford loans up to the annual maximum of $6,000 for freshmen and sophomores, and $7,000 for juniors and seniors, up to an aggregate limit of $23,000. Repayment begins six months after the last day of attendance or graduation. The standard repayment period for this loan is 10 years.
Direct Parent Loans for Undergraduate Students (PLUS) - These loans are government-insured loans that are made through a lender to the parents of dependent students. Parents may borrow FPLUS loans up to the Cost of Attendance minus any other financial aid awarded. There is not interest subsidy for this loan. Repayment begins within 60 days of the loan disbursement. The standard repayment period for this loan is 10 years.
Hispanic Educational Endowment Fund (HEEF) - Soka University through The Orange County Hispanic Endowment Fund (HEEF) provides two $1,500 scholarships for Orange County Hispanic high school seniors admitted to Soka University. Eligible candidates must demonstrate financial need.
International Need-Based Aid:
Access Loan - These loans are available for international students, with demonstrated need, for up to the cost of room & board. The interest rate is fixed at 6.8%. Repayment begins six months after the last day of attendance or graduation, with a standard 10 year repayment period.
Soka Parent Loan - These loans are available to parents of international students, up to the Cost of Attendance less Merit Scholarship. The interest rate is fixed at 8.5%. Repayment begins within 60 days of the loan disbursement, with a standard 10 year repayment period.